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Notary Insurance
Smart Coverage for Mobile
and In-Office Notaries

Protect your business from document errors, missing signatures, and liability claims. Notary insurance covers the unique risks of notarizing legal documents, verifying identities, and handling sensitive client information.

Same-Day COI

Ready when your client needs it

License-Compliant

Meets all state bonding requirements

Trade Experts

Agents who know construction

4.9

Google Rating

500

Services Insured

Why It Matters

The Hidden Risks in Every Notarization

Notaries handle legal documents daily. One missing signature can invalidate a loan. One incorrect notarization can trigger a lawsuit. One lost document can cost a client thousands. Without proper coverage, a single mistake can end your notary commission.

Missing Signature on Loan Document

You fail to have a borrower sign a critical page of their mortgage. The loan is delayed, and the borrower sues. Notary errors and omissions insurance covers the settlement.

Identity Fraud Claim

You notarize a signature for someone using fake ID. The real property owner sues you for fraud. Notary bond insurance covers the claim up to your bond limit.

Lost Document Liability

You lose a client's original will or power of attorney after notarizing it. Notary insurance coverage pays for document replacement and legal fees.

Client Injury at Mobile Appointment

You meet a client at a coffee shop for a mobile notarization. They trip over your bag and break their wrist. Your notary insurance policy covers medical bills and legal defense.

Coverage Packages

What Every Notary Needs in Their Insurance Program

A complete notary insurance program typically includes several policies working together. We bundle them to save you money and eliminate dangerous coverage gaps that could leave you exposed during a notarization.

Errors & Omissions (E &O)
Surety Bond
General Liability
Cyber Liability
Business Personal Property
Commercial Auto
Specialty Trades Covered

We Insure Every Type of Notary Work

Whether you’re doing mobile signings, loan document notarizations, or remote online notarizations, we have a notary insurance program designed for your specific scope of work and risk profile — because a loan signing agent and a general notary need completely different coverage.

Loan Signing Agent

Mortgage document notarizations, refinance closings, purchase agreements, HELOC documents, seller packages

Mobile Notary

Travel to client locations, hospital signings, homebound client visits, prison notarizations, after-hours appointments

Remote Online Notary (RON)

Virtual notarizations, digital document signing, video conference verification, electronic journal keeping

General Notary

Power of attorney, wills and trusts, adoption papers, passport applications, affidavit notarizations

Real Estate Notary

Property deed notarizations, title transfers, lease agreements, closing documents, escrow papers

Legal Notary

Court document notarizations, deposition signatures, legal affidavits, subpoena acknowledgments

Licensing & Compliance

Licensing & Compliance Requirements for Notaries

Every state has different requirements for notary licensing and insurance minimums. We help you stay compliant with state laws, and help you win signing service contracts that require notary insurance quote proof like E&O certificates and surety bond documentation.

Common Contract Requirements

State License Rules

Pricing Guide

What Notaries Pay for Insurance

Notary insurance cost depends on your bond amount, E&O coverage limits, and whether you do loan signings. Loan signing agents pay more for higher E&O limits than general notaries.

Coverage Type

Typical Annual Cost

Commercial General Liability

$1,200 – $4,000/yr

Workers' Compensation

$2,000 – $10,000+/yr

Builder's Risk (per project)

1%–4% of project value

Tools & Equipment

$400 – $1,200/yr

Commercial Auto (per vehicle)

$1,500 – $3,000/yr

Commercial Umbrella ($1M)

$600 – $1,500/yr

Full Package Estimate

$5,000 – $20,000+/yr

Starting From

$100/mo

for basic CGL coverage

We compare rates across 20+ carriers to get you the best price for your trade.

Commercial General Liability

Coverage Type

Commercial General Liability

Typical Annual Cost

$1,200 – $4,000/yr

Coverage Type

Workers' Compensation

Typical Annual Cost

$2,000 – $10,000+/yr

Coverage Type

Builder's Risk (per project)

Typical Annual Cost

1%–4% of project value

Coverage Type

Tools & Equipment

Typical Annual Cost

$400 – $1,200/yr

Coverage Type

Commercial General Liability

Typical Annual Cost

$1,500 – $3,000/yr

Coverage Type

Commercial Umbrella ($1M)

Typical Annual Cost

$600 – $1,500/yr

Coverage Type

Full Package Estimate

Typical Annual Cost

$5,000 – $20,000+/yr

Coverage at a Glance

Key Coverage Numbers for Notaries

$25M

Typical surety bond requirement in Florida

Same Day

COI issuance — Certificate of Insurance when you need it

20+

Carrier partners — we shop for the best rate for your trade

1000+

In the Southeast region

Getting Started

How to Get Your Notary Policy in 4 Steps

Our streamlined process gets you covered fast so you never miss a client contract deadline or fail a vendor insurance requirement.

1

Share Your Work Details

Notary type, bond amount needed, E&O coverage desired, whether you do loan signings, and annual document volume

2

We Build Your Bundle

We create a custom package across Surety Bond, E&O, General Liability, and Cyber based on your specific notary operations

3

Compare & Choose

Receive clear quotes from multiple A-rated notary insurance carriers, compare coverage limits, deductibles, and premium side by side

4

Get Your COI Today

Bind coverage immediately and receive your Certificate of Insurance same day, ready for title companies, signing services, and clients

Results that Speak

Trusted by Notary Experts Across the South East

Contractors Covered
0 +
Renewal Rate
0 %
Average Quote Time
0 hr
Broker Fees
$ 0
Common Questions

Frequently Asked Questions

What's the difference between a surety bond and E&O insurance for notaries?

A surety bond protects the client if you make an error, the bond company pays the claim, but you must repay them. E&O insurance protects you; the insurance company pays claims and legal defense without repayment. Most notaries need both for complete protection.

Only Florida requires a $7,500 notary bond insurance by law. Other states in the Southeast do not require bonds or E&O, but signing services and title companies almost always require notary errors and omissions insurance before they will assign you loan signings. It’s essential for work.

Yes, if you have E&O coverage. A client claiming the signer used fraudulent identification is covered under rli insurance (errors and omissions). The policy will cover legal defense and any settlement, up to your coverage limit. Always verify ID carefully.

Yes, we offer notary insurance quote online in under 5 minutes. Just tell us your state, bond amount needed, and whether you do loan signings. Same-day binding and instant COI available for most notaries.

We issue same-day Certificates of Insurance, often within 30 minutes of binding your policy. Title companies and signing services require COIs showing your notary insurance coverage limits before assigning signings. We’ll send it directly to their compliance team if needed.

Client Reviews

What Notaries Say About Us

Related Coverages

Other Coverages for Notary Professionals

Loan Signing Agent Insurance

Specialized E&O coverage for mortgage document notarizations, refinance closings, and purchase agreements

Mobile Notary Insurance

Targeted coverage for travel to client locations, hospital signings, and homebound client visits

RON Insurance

Coverage for remote online notarizations, digital document signing, and video conference verification

General Notary Insurance

Coverage for power of attorney, wills and trusts, adoption papers, and passport applications

Real Estate Notary Insurance

Specialized coverage for property deeds, title transfers, lease agreements, and escrow papers

Legal Notary Insurance

Targeted coverage for court documents, deposition signatures, legal affidavits, and subpoenas

Protect Your Contracting Business Today

Get a custom insurance package quote in minutes — designed for general contractors in the Southeast.