- 7761 Ballantyne Commons Pkwy, Charlotte, NC 28277
- info@blubearonline.com
- About Us
- FAQ
- Contact
Protect your business from client lawsuits, data breaches, and professional mistakes. IT consultant insurance covers the unique risks of managing client networks, storing sensitive data, and providing technology advice.
Ready when your client needs it
Meets all state bonding requirements
Agents who know construction
IT consultants handle client data, manage critical systems, and give technical advice daily. One security breach can expose client records. One server migration error can shut down a client’s business. One bad recommendation can cost some client thousands. Without proper coverage, a single mistake can end your consulting career.
A client's server you manage is hacked, exposing customer credit card data. IT insurance covers breach notification, credit monitoring, and legal defense.
A firewall misconfiguration takes a client's business offline for two days. Professional liability insurance for consultants covers their lost revenue claim.
You accidentally delete a client's database during a server migration. IT consulting insurance coverage covers data recovery costs and business interruption.
Code you wrote for a client accidentally includes open-source material with a restrictive license. Your IT consulting insurance policy covers legal defense and settlement.
A complete IT support insurance program typically includes several policies working together. We bundle them to save you money and eliminate dangerous coverage gaps that could leave you exposed on a client project.
Whether you’re doing security assessments, cloud migrations, or software development, we have an IT consulting insurance program designed for your specific scope of work and risk profile because a cybersecurity consultant and a software developer need completely different coverage.
Security assessments, penetration testing, vulnerability scanning, incident response, compliance audits
AWS, Azure, Google Cloud migrations, cloud architecture design, serverless implementation, DevOps support
Custom software development, API integration, mobile app development, code review, testing
Infrastructure design, router and switch configuration, wireless implementation, network security
Help desk services, remote monitoring, backup management, hardware procurement, user support
Database management, data analytics, business intelligence, ETL processes, data warehousing
Every state has different requirements for IT consulting licensing and insurance minimums. We help you stay compliant with state laws and help you win client contracts that require IT consulting insurance quote proof like certificates of insurance and additional insured endorsements.
IT consulting insurance cost depends on your annual revenue, type of consulting, client industries, and claims history. Software developers pay less than cybersecurity or MSP consultants due to lower breach risk.
Commercial General Liability
$1,200 – $4,000/yr
Workers' Compensation
$2,000 – $10,000+/yr
Builder's Risk (per project)
1%–4% of project value
Tools & Equipment
$400 – $1,200/yr
Commercial Auto (per vehicle)
$1,500 – $3,000/yr
Commercial Umbrella ($1M)
$600 – $1,500/yr
Full Package Estimate
$5,000 – $20,000+/yr
We compare rates across 20+ carriers to get you the best price for your trade.
Commercial General Liability
$1,200 – $4,000/yr
Workers' Compensation
$2,000 – $10,000+/yr
Builder's Risk (per project)
1%–4% of project value
Tools & Equipment
$400 – $1,200/yr
Commercial General Liability
$1,500 – $3,000/yr
Commercial Umbrella ($1M)
$600 – $1,500/yr
Full Package Estimate
$5,000 – $20,000+/yr
Standard professional liability limit required by most contracts
COI issuance — Certificate of Insurance when you need itCertificate of Insurance when you need it
Carrier partners — we shop for the best rate for your trade
IT consultants insured across the Southeast region
Our streamlined process gets you covered fast so you never miss a client contract deadline or fail a vendor insurance requirement.
Consulting type, annual revenue, types of data you handle, client industries, and number of employees
We create a custom package across Professional Liability, Cyber, General Liability, and Equipment based on your specific IT consulting operations
Receive clear quotes from multiple A-rated IT insurance carriers compare coverage limits, deductibles, and premium side by side
Bind coverage immediately and receive your Certificate of Insurance same day ready for client contracts and vendor requirements
Most commercial clients will not sign a contract with an uninsured consultant. Additionally, your personal liability insurance excludes business activities. IT consultant insurance is essential even for solo home-based operators.
That’s exactly what cyber liability covers. A hacked server, ransomware attack, or data breach that exposes client information is covered under IT consulting insurance coverage. Breach notification and credit monitoring costs are also included.
Professional liability covers mistakes configuration errors, data loss, missed deadlines. Cyber liability covers breaches hacked servers, stolen data, ransomware. Professional liability insurance for consultants plus cyber coverage gives you complete protection for both errors and attacks.
We offer IT consulting insurance quote online in under 10 minutes. Just tell us your revenue, consulting type, and client industries. Same-day binding and instant COI available. A quick call often saves you money.
We issue same-day Certificates of Insurance often within an hour of binding your policy. Enterprise clients require COIs showing your IT support insurance limits before you access their systems. We’ll send it directly to their procurement team if needed.
Specialized coverage for security assessments, penetration testing, incident response, and compliance audits
Targeted E&O and cyber coverage for AWS, Azure, and Google Cloud migration professionals
Coverage for custom development, API integration, mobile apps, and code liability claims
Specialized coverage for managed service providers, help desk support, and remote monitoring
Coverage for database management, analytics, business intelligence, and data warehousing professionals
Targeted coverage for help desk services, backup management, hardware procurement, and user support
Get a custom insurance package quote in minutes — designed for general contractors in the Southeast.
