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Protect your business from costly errors, client lawsuits, and liability claims. Real estate agent insurance covers the unique risks of property showings, contract negotiations, and client representation.
Ready when your client needs it
Meets all state bonding requirements
Agents who know construction
Real estate agents face liability every single day. One missed disclosure, one accidental discrimination claim, or one data breach can cost you thousands. Without proper coverage, a single lawsuit can end your real estate career permanently.
A home buyer sues after discovering foundation issues you didn't disclose. Real estate agent E&O insurance covers your legal defense and settlement costs.
A client claims you showed them fewer properties based on protected class status. General liability insurance for real estate agents covers your legal defense.
Your email is hacked, exposing client financial documents. Real estate agent insurance coverage includes cyber liability for breach notification and credit monitoring.
A potential buyer trips on a loose rug during an open house and breaks their hip. Your real estate agent liability insurance covers medical bills and legal defense.
A complete real estate agent insurance policy program typically includes several policies working together. We bundle them to save you money and eliminate dangerous coverage gaps that could leave you exposed on a client transaction.
Residential Agent
Home buyer and seller representation, open houses, contract negotiation, closing coordination
Office, retail, industrial, and investment property sales and lease negotiations
Tenant relations, maintenance oversight, lease enforcement, eviction proceedings
Home search, showing coordination, offer negotiation, inspection and appraisal management
Home marketing, contract negotiation, disclosure management, closing coordination
Property acquisition, renovation oversight, tenant placement, resale coordination
Every state has different requirements for real estate licensing and insurance minimums. We help you stay compliant with state laws and help you win brokerage contracts that require real estate agent insurance quote proof like E&O certificates and additional insured endorsements.
Real estate agent insurance cost depends on your annual transaction volume, property values, years of experience, and claims history. Commercial agents pay more than residential due to higher property values and longer tail risk.
Commercial General Liability
$1,200 – $4,000/yr
Workers' Compensation
$2,000 – $10,000+/yr
Builder's Risk (per project)
1%–4% of project value
Tools & Equipment
$400 – $1,200/yr
Commercial Auto (per vehicle)
$1,500 – $3,000/yr
Commercial Umbrella ($1M)
$600 – $1,500/yr
Full Package Estimate
$5,000 – $20,000+/yr
We compare rates across 20+ carriers to get you the best price for your trade.
Commercial General Liability
$1,200 – $4,000/yr
Workers' Compensation
$2,000 – $10,000+/yr
Builder's Risk (per project)
1%–4% of project value
Tools & Equipment
$400 – $1,200/yr
Commercial General Liability
$1,500 – $3,000/yr
Commercial Umbrella ($1M)
$600 – $1,500/yr
Full Package Estimate
$5,000 – $20,000+/yr
COI issuance — Certificate of Insurance when you need it
COI issuance — Certificate of Insurance when you need it
Carrier partners — we shop for the best rate for your trade
Real estate agents insured across the Southeast region
Our streamlined process gets you covered fast so you never miss a bid deadline or fail a property manager insurance inspection.
License type, annual transaction volume, average property value, and whether you work under a brokerage or independently
We create a custom package across E&O, General Liability, Cyber, and Auto based on your specific real estate operations
from multiple A-rated real estate agent insurance carriers, compare coverage limits, deductibles, and premium side by side
Bind coverage immediately and receive your Certificate of Insurance same day, ready for your managing broker and client contracts
Yes, while your brokerage has a master policy, it may not cover you for all claims. Many brokerages require agents to carry their own real estate agent E&O insurance as a condition of affiliation. Your personal policy also protects you if you change brokerages.
General liability covers physical injuries and property damage, a client slipping at an open house. E&O covers professional mistakes, missed disclosures or contract errors. General liability insurance for real estate agents covers the former; E&O covers the latter. Most agents need both.
Not automatically, you need a cyber liability endorsement or separate policy. Email hacking, wire transfer fraud, and ransomware on client financial documents are covered under real estate agent insurance coverage only if you add cyber protection. We strongly recommend this for all agents.
Yes, we offer real estate agent insurance quote online in under 10 minutes. Just tell us your transaction volume, typical property values, and claims history. Same-day binding and instant COI available. A quick call often saves you money.
We issue same-day Certificates of Insurance, often within an hour of binding your policy. Most brokerages require COIs showing your real estate agent insurance policy limits before you can close your first deal. We’ll send it directly to your broker if needed.
Specialized coverage for tenant relations, maintenance oversight, lease enforcement, and eviction proceedings
Targeted E&O and liability coverage for office, retail, industrial, and investment property professionals
Coverage for property acquisition, renovation oversight, tenant placement, and resale coordination
Specialized E&O and general liability for property inspection professionals
Targeted coverage for property valuation errors and omissions claims
Specialized E&O and cyber liability for loan origination and processing professionals
Get a custom insurance package quote in minutes — designed for general contractors in the Southeast.
