- 7761 Ballantyne Commons Pkwy, Charlotte, NC 28277
- info@blubearonline.com
Effective from: 15th August 2026
BluBear Insurance Agency (“BluBear,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or interact with us in any way. Please read this Privacy Policy carefully. By using our website or services, you agree to the collection and use of information in accordance with this policy.
We collect personal information that you voluntarily provide to us when you:
Request a quote for insurance coverage
Purchase an insurance policy
Create an account on our website
Contact us by phone, email, or through our website
Submit a claim or request assistance with a claim
Subscribe to our newsletter or marketing communications
Participate in surveys or provide feedback
Apply for employment with BluBear
The personal information we collect may include:
Full name, date of birth, and Social Security number
Business name, address, and tax identification number
Email address and phone numbers
Physical address and mailing address
Payment information including credit card or bank account details
Insurance policy information and claims history
Professional licenses and certifications
Employee information for workers compensation coverage
Vehicle information for commercial auto policies
Property information for property insurance
Any other information you choose to provide
When you visit our website, we automatically collect certain information about your device and browsing activity:
Internet Protocol (IP) address
Browser type and version
Operating system and device type
Pages you visit and time spent on our website
Referring website or search engine
Clickstream data and browsing patterns
Location information (general geographic area)
Cookies and similar tracking technologies
We may collect information about you from third-party sources to help us provide better services:
Credit reporting agencies for underwriting purposes
Insurance carriers and claims databases
Public records and government databases
Marketing and analytics partners
Social media platforms when you interact with our content
We use the information we collect for the following purposes:
Process and evaluate insurance applications
Underwrite policies and determine eligibility
Issue and delivery insurance policies
Process claims and facilitates claim settlements
Manage billing and collect premiums
Provide customer support and respond to inquiries
Analyze website usage and improve user experience
Develop new products and services
Conduct market research and business analysis
Monitor and evaluate the effectiveness of our marketing
Train our staff and improve customer service
Send policy documents, renewal notices, and billing statements
Provide important updates about your coverage
Respond to your questions and concerns
Send marketing communications with your consent
Notify you about changes to our services or policies
Comply with insurance regulations and reporting requirements
Detect and prevent fraud and illegal activities
Respond to lawful requests from government authorities
Enforce our terms of service and protect our rights
Meet legal and regulatory compliance requirements
We do not sell your personal information to third parties. We may share your information in the following circumstances:
We share your information with insurance carriers, underwriters, and business partners as necessary to provide you with insurance quotes, policies, and claims services. These parties are contractually obligated to protect your information and use it only for the purposes of providing insurance services.
We engage trusted third-party service providers to perform functions on our behalf including payment processing, claims administration, IT support, marketing services, and analytics. These providers have access to your information only as needed to perform their services.
We may disclose your information when required by law, regulation, or legal process. This includes responding to subpoenas, court orders, and government inquiries. We also disclose information to prevent fraud, protect our rights, or ensure the safety of our clients and employees.
We may share your information with third parties when you have given us explicit consent to do so. You have the right to withdraw your consent at any time by contacting us.
BluBear takes the security of your personal information seriously. We implement appropriate technical and organizational measures to protect your information from unauthorized access, disclosure, alteration, or destruction:
Encryption of sensitive data during transmission and storage
Firewalls and intrusion detection systems
Secure socket layer (SSL) technology for website transactions
Regular security assessments and vulnerability testing
Access controls and employee training on data protection
Secure storage of physical documents and records
Despite our efforts, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of your account credentials and for notifying us immediately of any unauthorized access.
Depending on your state of residence, you may have certain rights regarding your personal information:
You have the right to request a copy of the personal information we hold about you. We will provide this information within a reasonable timeframe.
You have the right to request correction of inaccurate or incomplete personal information we hold about you.
You have the right to request deletion of your personal information, subject to certain exceptions such as legal obligations or legitimate business needs.
You have the right to opt-out of marketing communications and certain data processing activities. You can unsubscribe from marketing emails using the link provided in each email.
You have the right to request a copy of your personal information in a portable format that can be transferred to another service provider.
We will not discriminate against you for exercising your privacy rights. You will not be denied services or charged different rates for exercising your rights.
To exercise these rights, please contact us at:
Address: 7761 Ballantyne Commons Pkwy, Charlotte, NC 28277
Our website uses cookies and similar tracking technologies to enhance your experience and collect information about your browsing activity:
These cookies are necessary for our website to function properly. They enable core functionality such as security, network management, and accessibility. You cannot opt out of these cookies.
These cookies help us understand how visitors interact with our website by collecting anonymous usage data. We use this information to improve our website and services. You can opt out of these cookies.
These cookies remember your preferences and settings to provide enhanced functionality and personalization. You can opt out of these cookies.
These cookies track your online activity to deliver relevant advertising and marketing content. You can opt out of these cookies.
You can manage your cookie preferences through your browser settings. Most browsers allow you to block or delete cookies, although this may affect certain features of our website.
Our website and services are not intended for children under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately and we will delete such information.
Our website may contain links to third-party websites, services, or applications that are not owned or controlled by BluBear. This Privacy Policy does not apply to those third-party sites. We encourage you to review the privacy policies of any third-party sites you visit. BluBear is not responsible for the privacy practices or content of third-party websites.
BluBear operates primarily in the United States. Your information may be transferred to and processed in the United States or other countries where we or our service providers operate. Data protection laws in these countries may differ from those in your jurisdiction. By using our services, you consent to the transfer of your information to the United States.
We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including satisfying legal, accounting, or reporting requirements. Retention periods vary based on the type of information and the purposes for which it is used. We securely dispose of information when it is no longer needed.
We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or regulatory guidance. We will notify you of any material changes by posting the updated policy on our website and updating the “Last Updated” date. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.
California residents have specific rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):
Right to know what personal information we collect and how we use it
Right to delete personal information we hold about you
Right to correct inaccurate personal information
Right to opt-out of the sale or sharing of personal information
Right to limit the use of sensitive personal information
Right to non-discrimination for exercising your privacy rights
We do not sell your personal information to third parties. To exercise your California privacy rights, please contact us using the information provided above.
Nevada residents have the right to opt-out of the sale of their personal information. We do not sell personal information to third parties. Nevada residents may contact us to exercise their rights using the contact information provided above.
Virginia residents have specific rights under the Virginia Consumer Data Protection Act (VCDPA):
Right to access your personal information
Right to correct inaccuracies in your personal information
Right to delete your personal information
Right to opt-out of targeted advertising and profiling
Right to data portability
To exercise your Virginia privacy rights, please contact us using the information provided above. We will respond to your request within 45 days as required by law.
Our website does not respond to “Do Not Track” signals from browsers. However, you can manage your tracking preferences through your browser settings and cookie preferences as described above.
As a licensed insurance agency, BluBear complies with all applicable insurance regulations and data protection requirements. We are subject to examination and oversight by state insurance departments in the states where we operate. Our data protection practices meet or exceed regulatory requirements for insurance agencies.
If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:
BluBear Insurance Agency
7761 Ballantyne Commons Pkwy, Charlotte, NC 28277
Phone: (888) 629-3134
Email: info@blubearonline.com
Website: https://staging8303.webdemodesigns.com/
If you are not satisfied with our response to your privacy concerns, you may file a complaint with your state insurance department or the appropriate regulatory authority. BluBear is committed to resolving all privacy concerns fairly and promptly.
By using our website and services, you acknowledge that you have read and understood this Privacy Policy and agree to its terms. If you do not agree with this Privacy Policy, please do not use our website or services.
