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Protect your business from client lawsuits, vendor issues, and event cancellations. Event planner insurance covers the unique risks of coordinating venues, managing vendors, and executing flawless events under pressure.
Ready when your client needs it
Meets all state bonding requirements
Agents who know construction
Event planners manage countless moving parts. One vendor cancellation can ruin a wedding. One guest injury can trigger a lawsuit. One weather event can wipe out a corporate gala. Without proper coverage, a single disaster can end your event planning career.
A vendor goes out of business two weeks before a wedding. The couple sues for their $15,000 deposit. Wedding insurance covers the loss and legal defense.
A guest slips on a wet floor at a corporate gala and breaks their hip. Event liability insurance covers medical bills and the property owner's lawsuit.
Your caterer spills red wine on a venue's white carpet, causing permanent staining. Catering liability insurance covers the carpet replacement cost.
A hurricane forces you to cancel an outdoor wedding. The couple loses $20,000 in non-refundable deposits. Special events insurance covers the full loss.
A complete event planner business insurance program typically includes several policies working together. We bundle them to save you money and eliminate dangerous coverage gaps that could leave you exposed during an event.
Whether you’re planning weddings, corporate events, or social parties, we have an event planner insurance policy program designed for your specific scope of work and risk profile, because a wedding planner and a corporate event manager need completely different coverage.
Ceremony coordination, reception management, vendor selection, timeline creation, rehearsal dinner planning
Conferences, product launches, holiday parties, team building, client entertainment, trade shows
Birthday celebrations, anniversary parties, baby showers, graduation events, reunion planning
Galas, fundraisers, auction events, donor appreciation, benefit concerts, charity runs
Weddings and corporate events at resorts, international vendor coordination, travel logistics
Music festivals, food and wine events, street fairs, community celebrations, vendor management
Every state has different requirements for event planning licensing and insurance minimums. We help you stay compliant with state laws, and help you win venue contracts that require event planner insurance quote proof like certificates of insurance and additional insured endorsements.
Event planner insurance cost depends on your annual revenue, types of events, number of guests, and claims history. Wedding planners pay less than corporate event planners due to lower guest counts and alcohol exposure.
Commercial General Liability
$1,200 – $4,000/yr
Workers' Compensation
$2,000 – $10,000+/yr
Builder's Risk (per project)
1%–4% of project value
Tools & Equipment
$400 – $1,200/yr
Commercial Auto (per vehicle)
$1,500 – $3,000/yr
Commercial Umbrella ($1M)
$600 – $1,500/yr
Full Package Estimate
$5,000 – $20,000+/yr
We compare rates across 20+ carriers to get you the best price for your trade.
Commercial General Liability
$1,200 – $4,000/yr
Workers' Compensation
$2,000 – $10,000+/yr
Builder's Risk (per project)
1%–4% of project value
Tools & Equipment
$400 – $1,200/yr
Commercial General Liability
$1,500 – $3,000/yr
Commercial Umbrella ($1M)
$600 – $1,500/yr
Full Package Estimate
$5,000 – $20,000+/yr
Standard general liability limit required by most venues
COI issuance — Certificate of Insurance when you need it
We shop for the best rate for you
Event planners insured across the Southeast region
Our streamlined process gets you covered fast so you never miss a client contract deadline or fail a vendor insurance requirement.
Event types, annual revenue, average guest count, whether you serve alcohol, and number of employees
We create a custom package across General Liability, Liquor Liability, Event Cancellation, and E&O based on your specific event planning operations
Receive clear quotes from multiple A-rated event insurance carriers, compare coverage limits, deductibles, and premium side by side
Bind coverage immediately and receive your Certificate of Insurance same day, ready for venues, clients, and vendor requirements
Yes, most venues require proof of insurance regardless of event size. Additionally, a guest injury or property damage claim can happen at any event. Event planner business insurance is essential even for small gatherings and birthday parties.
Yes, if you have event cancellation coverage. A vendor going out of business, double-booking, or failing to show up is covered under special events insurance. Your non-refundable deposits and replacement costs are reimbursed.
General liability covers guest injuries from slips, falls, and property damage. Liquor liability covers damages caused by intoxicated guests, including drunk driving accidents. Event liability insurance alone does not include alcohol coverage. Most venues require both.
Yes, we offer event planner insurance quote online in under 10 minutes. Just tell us your event types, annual revenue, and average guest count. Same-day binding and instant COI available. A quick call often saves you money.
We issue same-day Certificates of Insurance, often within an hour of binding your policy. Wedding venues require COIs showing your event planner insurance coverage limits before you can coordinate. We’ll send it directly to the venue coordinator if needed.
Specialized coverage for ceremony coordination, reception management, vendor selection, and cancellation protection
Targeted coverage for conferences, product launches, holiday parties, team building, and trade shows
Coverage for food service professionals including spoilage, foodborne illness, and venue property damage
Specialized coverage for event spaces including general liability, liquor liability, and property protection
Coverage for galas, auction events, donor appreciation, benefit concerts, and charity runs
Targeted coverage for music festivals, food events, street fairs, community celebrations, and vendor management
Get a custom insurance package quote in minutes — designed for general contractors in the Southeast.
