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Built for the Trades

Pressure Washing Insurance
Smart Coverage for
Exterior Cleaning

Protect your business from property damage, chemical injuries, and equipment theft. Pressure washing insurance covers the unique risks of cleaning homes, driveways, decks, and commercial buildings with high-pressure equipment and cleaning chemicals.

Same-Day COI

Ready when your client needs it

License-Compliant

Meets all state bonding requirements

Trade Experts

Agents who know construction

4.9

Google Rating

500

Maintenance Insured

Why It Matters

The Hidden Risks in Every Pressure Washing Job

Pressure washing seems simple, but one mistake can cost you thousands. Too much pressure on siding. Chemical runoff killing a neighbor’s garden. A ladder slipping on a wet surface. Without proper coverage, a single job can wipe out your entire business.

Siding Damage from High Pressure

Too much pressure strips paint from a client's vinyl siding. Your pressure washing general liability insurance covers the full repainting cost.

Chemical Burn to Landscaping

Bleach runoff kills a client's shrubbery and flower beds. Pressure washing liability insurance covers the cost of plant replacement and landscaping repair.

Window Seal Damage

High-pressure water blows past window seals, fogging multiple double-pane windows. Your pressure washing business insurance covers window replacement costs.

Equipment Theft from Trailer

Thieves steal your pressure washer, surface cleaner, and hoses from your locked trailer overnight. Your pressure washing insurance policy covers the full replacement cost.

Coverage Packages

What Every Pressure Washing Business Needs in Their Insurance Program

A complete contractor insurance program typically includes several policies working together. We bundle them to save you money and eliminate coverage gaps.

General Liability
Workers' Comp
Commercial Auto
Equipment Coverage
Inland Marine
Extra Liability
SPECIALTY WORK COVERED

We Insure Every Type of Pressure Washing Work

Whether you’re doing residential house washing, commercial building cleaning, or fleet vehicle washing, we have a pressure washing insurance coverage program designed for your specific scope of work and risk profile, because a residential house washer and an industrial fleet cleaner need completely different coverage.

Residential House Washing

Home exterior cleaning, soft washing, roof cleaning, gutter cleaning, window washing

Driveway & Walkway Cleaning

Concrete pressure washing, paver cleaning, driveway restoration, sidewalk cleaning, patio washing

Deck & Fence Restoration

Wood deck cleaning, fence pressure washing, stain removal, restoration preparation, sealant application

Commercial Building Cleaning

Office building exterior cleaning, storefront washing, warehouse cleaning, restaurant grease removal

Fleet Washing

Truck and trailer cleaning, vehicle detailing, equipment washing, fleet maintenance, logo cleaning

Industrial Cleaning

Factory exterior cleaning, equipment degreasing, tank cleaning, surface preparation, graffiti removal

Licensing & Compliance

Licensing & Compliance Requirements for
Pressure Washing Businesses

Every state has different requirements for pressure washing licensing and insurance minimums. We help you stay compliant with state laws, and help you win contracts that require pressure washing insurance quote proof like additional insured endorsements and certificates of insurance.

Common Contract Requirements

State License Rules

Pricing Guide

What Pressure Washing Businesses Pay for Insurance

Pressure washing insurance cost depends on your annual revenue, number of employees, types of surfaces you clean, and claims history. Residential house washing costs less than industrial or commercial high-reach work.

Coverage Type

Typical Annual Cost

Commercial General Liability

$1,200 – $4,000/yr

Workers' Compensation

$2,000 – $10,000+/yr

Builder's Risk (per project)

1%–4% of project value

Tools & Equipment

$400 – $1,200/yr

Commercial Auto (per vehicle)

$1,500 – $3,000/yr

Commercial Umbrella ($1M)

$600 – $1,500/yr

Full Package Estimate

$5,000 – $20,000+/yr

Starting From

$100/mo

for basic CGL coverage

We compare rates across 20+ carriers to get you the best price for your trade.

Commercial General Liability

Coverage Type

Commercial General Liability

Typical Annual Cost

$1,200 – $4,000/yr

Coverage Type

Workers' Compensation

Typical Annual Cost

$2,000 – $10,000+/yr

Coverage Type

Builder's Risk (per project)

Typical Annual Cost

1%–4% of project value

Coverage Type

Tools & Equipment

Typical Annual Cost

$400 – $1,200/yr

Coverage Type

Commercial General Liability

Typical Annual Cost

$1,500 – $3,000/yr

Coverage Type

Commercial Umbrella ($1M)

Typical Annual Cost

$600 – $1,500/yr

Coverage Type

Full Package Estimate

Typical Annual Cost

$5,000 – $20,000+/yr

How to Get Your Pressure Washing Policy in 4 Steps

Key Coverage Numbers for Pressure Washing Businesses

$1M

Standard CGL limit required by most pressure washing contracts

Same Day

COI issuance, Certificate of Insurance when you need it

20+

Carrier partners, we shop for the best rate for your trade

250+

Pressure washing businesses insured across the Southeast region

Getting Started

How to Get Your Contractor Policy

Our streamlined process gets you covered fast, so you never miss a bid deadline or fail a job site insurance inspection.

1

Share Your Work Details

Business license type, annual revenue, payroll, number of employees, and typical surfaces cleaned, residential or commercial

2

We Build Your Bundle

We create a custom package across CGL, Workers' Comp, Commercial Auto, and Equipment Coverage based on your specific pressure washing operations

3

Compare & Choose

Receive clear quotes from multiple A-rated pressure washing insurance carriers, compare coverage limits, deductibles, and premium side by side

4

Get Your COI Today

Bind coverage immediately and receive your Certificate of Insurance same day, ready for property managers, HOAs, and commercial contracts

Results that Speak

Trusted by Pressure Washing Experts Across the South East

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Renewal Rate
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Average Quote Time
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Broker Fees
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Common Questions

Frequently Asked Questions

Do I need pressure washing insurance if I work alone with no employees?

Yes, most homeowners and property managers will not hire an uninsured pressure washer. Your personal health insurance may exclude workplace injuries. Pressure washing business insurance is essential even for solo operators.

Yes, that’s exactly what general liability covers. Chemical burns to lawns, shrubs, and flower beds from bleach or cleaning solutions are covered under pressure washing general liability insurance. Always dilute chemicals properly to reduce claims.

General liability covers damage you cause to others’ property; siding, windows, landscaping. Equipment coverage covers your pressure washer, surface cleaner, and hoses if stolen or damaged. Pressure washing insurance policy should include both for complete protection.

Yes, we offer pressure washing insurance quote online in under 10 minutes. Just tell us your revenue, payroll, surfaces you clean, and claims history. Same-day binding and instant COI available. A quick call often saves you money.

We issue same-day Certificates of Insurance, often within an hour of binding your policy. Property managers require COIs before you clean their buildings. Pressure washing company insurance is worthless if you can’t prove it before the job starts.

Client Reviews

What Pressure Washing Business Owners Say About Us

Related Coverages

Other Trades We Insure for Pressure Washing Professionals

House Washing Insurance

Specialized coverage for residential exterior cleaning, soft washing, and roof cleaning contractors

Commercial Pressure Washing Insurance

Targeted coverage for storefront cleaning, building exterior washing, and warehouse cleaning professionals

Fleet Washing Insurance

Coverage for truck and trailer cleaning, vehicle detailing, and equipment washing services

Deck & Fence Restoration Insurance

Liability and equipment coverage for wood cleaning, stain preparation, and restoration specialists

Driveway Cleaning Insurance

Specialized coverage for concrete pressure washing, paver cleaning, and driveway restoration

Graffiti Removal Insurance

Coverage for chemical and pressure washing graffiti removal on commercial and municipal properties

Protect Your Contracting Business Today

Get a custom insurance package quote in minutes — designed for general contractors in the Southeast.