- 7761 Ballantyne Commons Pkwy, Charlotte, NC 28277
- info@blubearonline.com
Protect your business from third-party claims of bodily injury, property damage, and advertising injury. The essential coverage every business needs personalized to your industry.
Top-rated partners
Fast online quoting
Personal support
We’re not a call center. We’re a local Charlotte-based independent insurance agency with 32 years of experience matching small business owners to exactly the right business insurance policy faster than ever with AI-powered quoting.
Our technology compares 100+ carriers instantly, so you spend less time on paperwork and more time running your business.
Based in Charlotte, we understand the specific insurance requirements across NC, SC, FL, VA, GA, and TN.
Budget-friendly payment plans so you can get the coverage your business needs without financial strain.
Average client rating across all reviews
Diverse trades covered under one roof
Of independent insurance expertise
Client satisfaction rate
From Charlotte contractors to Nashville restaurateurs, we provide the right business insurance for the specific type of business you run.
GL, workers comp & more for builders
Janitorial, housekeeping & pressure washing
Restaurants, cafes, catering & food trucks
Consultants, agents, coaches & more
Boutiques, clothing stores & florists
Our streamlined process lets small business owners get business insurance quotes and go from quote to protected in under 10 minutes.
Answer a few quick questions about your industry, size, and location.
Our AI instantly searches and ranks the best options for your needs.
A BluBear advisor walks you through the coverage that's right for you.
Bind your policy online and receive your certificate of insurance right away.
“BluBear got me covered in under 20 minutes. As a general contractor in Charlotte, I needed GL and workers comp fast they delivered exactly that.”
“I’ve been with three insurance agencies before. BluBear is the first one that actually explained what I was buying. Premium financing made it work for my cash flow.”
Restaurant Owner · Atlanta, GA
“As a freelance IT consultant in Richmond, I wasn’t sure I needed E&O. The BluBear team walked me through the risks and found a policy that fit my budget perfectly.”
IT Consultant · Richmond, VA
